Bundle & SaveRemote-first agency for the modern age

Bundle Home & Auto.
Save 10–25%.

The easiest way to cut your insurance costs. Combine home and auto under American Family Insurance, one agent, one bill, one relationship.

No obligation · Same-day follow-up · 11 states

Why Bundle?

Six reasons bundling beats separate policies every time.

Multi-Policy Discount

The multi-policy discount applies to both your home and auto premiums when bundled with American Family. Many clients see 10–25% off versus insuring separately, your actual discount depends on your specific rating factors.

One Agent, One Call

Changes, claims questions, renewals, one phone call handles everything. No tracking multiple carriers, multiple logins, or multiple renewal dates.

Simplified Billing

One combined bill. One renewal date. Less admin, less forgetting, less risk of a lapse in coverage due to a missed payment.

Loyalty Credits Over Time

American Family rewards long-term clients. Bundle customers accumulate loyalty credits that compound discounts further over the years.

Umbrella Coverage Eligibility

Bundled clients are eligible for personal umbrella policies, an additional $1M+ in liability coverage on top of both policies for typically $150–$300/year.

Add Life for More Savings

A three-policy bundle adds life insurance at a further discount. Most families find this is the single highest-ROI change to their insurance portfolio.

Get Your Bundle Quote

One carrier.
Two policies. Less hassle.

A licensed agent will call within 60 seconds and quote both policies in a single 15-minute conversation.

Home + auto bundled under one carrier
American Family Insurance, A.M. Best A (Excellent)
10–25% multi-policy discount
Add life for additional savings

Request your bundle quote

Takes 60 seconds. No spam.

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By checking this box, I consent to receive SMS text messages from Nelson & Associates Inc for quote follow-up, appointment reminders, and policy servicing. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help. Consent is not a condition of purchase. We will not share mobile information with third parties for promotional or marketing purposes. See our SMS Terms and Privacy Policy.

Why Choose Us?

Local Minnesota Agency

Based in Fridley, serving the Twin Cities metro. Real people, not a call center.

Licensed in 11 States

Licensed American Family agency. Your data is secure and never sold.

Fast Response Time

Same-day response during business hours. We answer our phones.

No pressure, no spam. Honest advice from a local agent.

Frequently Asked Questions

Bundling home and auto, answered by a licensed agent.

How much can I save by bundling home and auto?
Many clients save 10–25% on both policies when bundling home and auto under American Family Insurance. Actual savings depend on your specific coverage, discounts, and rating factors, a licensed agent can run the numbers for you in one call.
Does bundling affect coverage quality?
No, bundling is a pricing discount, not a coverage reduction. You get the same policy limits and protections as standalone policies, just at a lower combined premium.
Can I bundle policies in different states?
Yes. We're licensed in 11 states (MN, IL, OH, WI, AZ, IA, KS, MO, ND, NE, SD). If your home and vehicle are registered in different states, we can often still bundle them under one relationship.
What if I already have insurance elsewhere?
We can typically match or beat your current rates when bundling. There's no penalty for switching mid-term, your old carrier will prorate any refund. We handle the transition.
Can I add life insurance to the bundle?
Yes. A three-policy bundle (auto + home + life) often produces additional discounts on the life policy and further loyalty credits on the property policies. Ask your agent.
How fast is the bundled quote process?
A licensed agent will call within 60 seconds during business hours. For most clients, we can quote both policies in a single 15-minute call and bind coverage same or next business day.
Call Now: (763) 733-7475
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