Terms of Service

Effective: January 1, 2026Last Updated: April 29, 2026

These Terms govern your use of Nelson & Associates Inc services and our website. By using our services, you agree to these terms.

An American Family Insurance AgencyLicensed in 11 statesLocal Minnesota agency since 2025

1. Acceptance of terms

By accessing or using nelsonandassociatesinc.com or any services provided by Nelson & Associates Inc (“we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree, do not use our services.

2. Services we provide

Nelson & Associates Inc is an exclusive American Family Insurance agency. We provide insurance consultation, quoting, and policy management services. Our AI-assisted phone and web services help you explore coverage options, all policies are issued by American Family Insurance or its affiliates.

3. SMS / Text message communications

If you affirmatively opt in by checking the SMS consent checkbox on a Nelson & Associates Inc web form, you consent to receive SMS messages from Nelson & Associates Inc for quote follow-up, appointment reminders, and policy servicing.

  • Message and data rates may apply.
  • Message frequency may vary based on your interactions with us.
  • Reply STOP at any time to unsubscribe from all SMS communications.
  • Reply HELP for assistance.
  • Consent is not a condition of purchase.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy and SMS Terms for details.

4. Telephone communications

By providing your phone number on a quote or contact form, you expressly consent to receive calls, including calls using automated dialing technology and/or pre-recorded messages, from or on behalf of Nelson & Associates Inc regarding insurance products and services. You are not required to consent as a condition of purchasing any goods or services.

5. No insurance advice

Information on this website is for general informational purposes only. It does not constitute insurance advice. Coverage eligibility, terms, and pricing are subject to underwriting review and vary by individual. Contact a licensed agent to discuss your specific situation.

6. Intellectual property

All content on nelsonandassociatesinc.com, including text, graphics, logos, and software , is the property of Nelson & Associates Inc or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.

7. Disclaimer of warranties

Services are provided “as is” and “as available”. We make no warranties, expressed or implied, regarding the accuracy, completeness, or availability of our services or content.

8. Limitation of liability

To the fullest extent permitted by law, Nelson & Associates Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website.

9. Indemnification

You agree to indemnify and hold Nelson & Associates Inc harmless from any claims, losses, or damages arising from your misuse of our services, your violation of these Terms, or your violation of any third-party right.

10. Governing law

These Terms are governed by the laws of the State of Minnesota, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts of Anoka County, Minnesota.

11. Changes to terms

We may update these Terms periodically. Continued use of our services after changes constitutes acceptance of the revised Terms. The effective date at the top of this page reflects the date of the most recent update.

12. Contact information

Questions about these Terms? Reach us at 763-733-7475 or teamnelson@nelsonandassociatesinc.com.

Nelson & Associates Inc
941 Hillwind Rd NE Ste 206
Fridley, MN 55432

Questions about these terms?

Talk to our team, we'll walk you through anything that's unclear.

Contact us
Get a QuoteCall Now