DreamSecure Term Life · Launched April 28, 2026

DreamSecure Term Life Insurance, No-Exam Option Available

American Family Insurance launched DreamSecure on April 28, 2026, two products covering every coverage level. Simple Term uses accelerated underwriting (no exam, health questionnaire only) for $50K–$250K. Choice Term uses full underwriting for $250K all the way to $10M+. Level premiums for 10, 15, 20, or 30 years.

Which DreamSecure product is right for you?

Simple Term

No exam. Fast decision.

  • Health questionnaire only, no blood draw
  • $50,000 – $250,000 coverage
  • Up to $750,000 bundled with existing AmFam policy
  • Ages 18–70
  • 10, 15, 20, or 30-year terms
Learn about Simple Term →

Choice Term

Higher coverage. Full underwriting.

  • Full medical underwriting
  • $250,000 – $10M+ coverage
  • Best fit for income replacement at high earning levels
  • 10, 15, 20, or 30-year terms
  • Convertible to permanent coverage
Call to discuss Choice Term →
Level Premium
Your monthly payment is fixed for the full term, 10, 15, 20, or 30 years, regardless of age or health changes during that period.
Income Replacement
A term policy is designed to replace your paycheck for your family if something happens during your working years.
Convertible Options
Many American Family term policies convert to permanent coverage later without a new medical exam.

Request a term life quote

No obligation. Licensed American Family Insurance agent in Fridley, MN.

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About your agent. Nelson & Associates Inc. is an agency contracted exclusively with American Family Insurance. Weston Nelson is a licensed life insurance producer serving Minnesota, Illinois, Ohio, Wisconsin, Arizona, Iowa, Kansas, Missouri, North Dakota, Nebraska, and South Dakota.

DreamSecure term life insurance products are issued and underwritten by American Family Life Insurance Company. Availability, premiums, and terms depend on state, age, and underwriting. This page is for informational purposes and is not an offer of insurance.

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